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Understanding the Title Deed (Tapu) Process in Turkey for Foreigners

Understanding the Title Deed (Tapu) Process in Turkey for Foreigners

We guide international buyers through the Tapu system with clear steps and practical advice.

In Turkey, the Tapu is the official document proving ownership. It is issued and recorded by the General Directorate of Land Registry and Cadastre. The Tapu shows the owner’s name, parcel details, location, area and permitted use.

We explain how international buyers move from offer to registration. Our approach aligns each action with local requirements, so you know what to expect and when to seek help.

The guide highlights why accurate records matter and how digital services such as Web‑Tapu and e‑Devlet make verification straightforward. We also cover common checks that protect your investment and ensure long‑term security.

Throughout, we keep advice practical and reassuring so you can complete a real estate purchase with confidence and clarity.


Key Takeaways

  • Tapu is the legal proof of property ownership recorded by the land registry.
  • Digital access via Web‑Tapu and e‑Devlet allows quick verification.
  • Accurate documents and timely actions prevent delays.
  • We map each step for international buyers to meet local requirements.
  • Freehold status and inheritance rights provide secure tenure for investors.

Before you start: how the Turkish Tapu system works for foreign buyers

We begin by outlining what the Tapu record proves and who issues it. The General Directorate of Land Registry and Cadastre issues the official title deed and records property ownership for every parcel and unit.


The record names the owner, shows parcel identifiers, floor and door numbers when relevant, and states permitted use. This information is indispensable for sales, leasing, connecting utilities and inheritance.

All real estate in the country is freehold and inheritable: you hold long‑term ownership and the Tapu transfers to heirs. If the paper copy is lost, a duplicate can be requested at any land registry office, and digital copies appear on Web‑Tapu and e‑Devlet.

As owners you gain rights to use, rent, sell, mortgage and bequeath the asset, subject to planning and permitted use shown on the record. Foreign buyers must supply notarised translations of personal documents so the registry office can record accurate name and documents.

What to expect next

  • Legal power: confirmation of ownership and exact asset identification.
  • Registry access: local land registry desks process applications and duplicates.
  • Types: different title formats (land, floor easement, full ownership) follow in later sections.

Quick overview: your path from offer to owning the deed

We walk you through the simple sequence from offer acceptance to registration at the land registry. Our guide maps each step so you know who does what and when to expect the final signatures.


Typical timing is straightforward: once the documents clear verification, many transactions finish within two working days. Some cases need extra checks and may take three days to two weeks.

Key actions include agreeing price and terms, arranging funds, compiling documents, submitting the application and attending the signing. The seller supplies the current deed and authority; you provide identification and fiscal records.

  • Milestones: appraisal readiness, encumbrance checks and confirmed payment method.
  • Payments: prepare taxes and fees in advance and consider escrow for security.
  • Outcome: professional guidance reduces delays and completes the purchase so ownership transfers smoothly.
"With clear preparation, the final steps become routine and reassuring."

Step-by-step title deed process Turkey for foreign buyers

Successful registration depends on clear agreements, timely valuations and accurate submission of all required forms.

Agreeing the sale, price and payment method

We recommend that parties put terms in writing: price, payment method and timing. Agree any conditions precedent such as delivery of the appraisal and clearance of encumbrances.

  • Prepare a written sale contract setting payment milestones and responsibilities.
  • Confirm the seller supplies the current title deed and ID, or a valid power of attorney where needed.

Applying at the land registry office

We compile your passport, Turkish tax number and identity information form. Notarised translations must accompany foreign documents to meet the land registry office standards.

Document checks, approvals and final signatures

The SPK‑licensed appraisal, encumbrance certificate and DASK insurance are mandatory. The registry reviews parcel identifiers, owner name and document numbers for consistency.

When cleared, the office invites both parties to sign. If the buyer does not speak Turkish, a sworn interpreter must attend. Typical completion follows within two working days after approval.

"We ensure clarity at every step so your property purchase reaches registration without surprises."

Types of Turkish title deeds and what each one means

Knowing the common register varieties clarifies whether a unit, plot or project grants full ownership today or later.


Red register: used for finished residential and commercial units. It records unit details such as floor, door number, unit type and area. A housing permit is required and the record shows shares in common estate areas.

Blue register: applies to land and agricultural plots. It lists parcel identifiers and permitted land use under local planning rules, so buyers see exact legal limits on development.

Kat İrtifakı vs Kat Mülkiyeti

Kat İrtifakı denotes off‑plan or under‑construction interests. It grants a partial right in the project until completion.

Kat Mülkiyeti follows the housing permit and confirms full property ownership for each unit. Upgrading improves marketability and access to finance.

Shared and joint ownership

  • Participation/shared ownership records percentages for multiple holders; each owner may sell, rent or mortgage their share within legal limits.
  • Joint ownership registers a single property in more than one name and clarifies rights and obligations for co‑investors or families.

Typical document content includes property identification, permitted use and allocation of common areas. Choosing the correct register type helps align tax, finance and exit plans for your real estate investment.

Documents and information you’ll need on the day

On the day of registration, having the correct paperwork avoids delays and extra visits to the land registry office. We recommend assembling a single packet with verified copies and originals so officials can review all details at once.

Buyer requirements

Bring: the original passport and a clear copy, your Turkish tax number and the completed identity information form. We check that the name and number on each document match exactly to prevent clerical mismatches.

Seller requirements

The seller should provide: original ID and the current title deed or a notarised power of attorney if represented. Confirm the owner details on the deed align with the seller's ID before you attend.

Property documents

Essential property papers: the SPK appraisal report, an encumbrance certificate showing any mortgages or charges, and compulsory earthquake insurance (DASK). Where foreign exchange proof applies, include that document too.

Certified translations and interpreter

Foreign buyers must supply notary‑approved translations of personal information. If you do not speak Turkish, a sworn interpreter must attend the appointment.

  • Names, parcel identifiers and document numbers must match across every sheet.
  • Bring biometric photos, bank letters or payment proof when requested.
  • We file the complete packet at the office and explain modest administrative fees payable on submission.
"A complete, well-ordered set of documents makes registration predictable and quick."

Costs, fees and taxes at registration and beyond

We set out the expected fees and annual levies so you can plan holding costs with confidence.

Transfer fee: the standard transfer fee is 4% of the registered property value. It is commonly paid by the buyer, though parties often agree to split the fee (2% each) in the sale contract.


Ancillary charges to budget for

Additional costs that commonly arise include the appraisal fee, the circulating capital fee at the title office, and translator or interpreter charges where needed.

Ongoing taxes and rental income

Annual property tax varies by city and asset type: typical residential bands range from 0.1% to 0.2%, while land can attract up to 0.6%.

Rental income is taxable under progressive rates. As an example, lower brackets may apply at around 15% for income beneath specified thresholds. We advise coordinating with your accountant to optimise allowances and filing.

  • Accurate price declarations protect you from penalties and ensure correct future calculations.
  • Fees are usually paid on or just before completion to enable prompt registration.
  • Records such as deed turkey and title deed turkey entries reflect paid consideration and affect future gains and municipal dues.
"Transparent budgeting and correct declarations keep your long‑term real estate stewardship efficient and compliant."

Money, security and escrow: paying safely

Safe payment routines are crucial to closing any international property transaction with confidence.

Money‑first principle: the Republic follows a money‑first approach, so sellers often expect funds to be available before the registry completes a transfer. Prepare bank confirmations and proof‑of‑funds letters to avoid delay.


Bank transfers and best practice

Use traceable SWIFT or FAST transfers and include a clear sale reference. Confirm receipt with the beneficiary before you attend the land registry office.

Tapu Takas (title deed escrow) explained

Tapu Takas via Takasbank holds buyer funds in escrow until the deed turkey is recorded in the buyer’s name. Once the registry entry changes, funds are released to the seller. This protects both sides and is ideal for remote or high‑value transactions.

  • Expect small escrow fees; they are often worthwhile for security.
  • Verify beneficiary details independently and keep all transfer receipts.
  • Coordinate timeline with the land registry office so payment and paperwork move in lockstep.
"Escrow removes the guesswork: the bank releases money only when the transaction is recorded."

Verification and risk checks at the land registry

Before signing at the registry, we run focused checks to spot any risk that could block transfer.


Confirming identity and property details

We authenticate owner and buyer IDs and cross‑check the parcel number, floor and door details. Permitted use must match the sale intent and lender requirements.

Checking encumbrances, hypothecs and liens

We obtain an encumbrance certificate and review any mortgages, hypothecs or annotations. Unresolved entries must be cleared before registration to secure property ownership.

Using Web‑Tapu and e‑Devlet to verify a deed

Web‑Tapu and e‑Devlet let us verify deeds online, download digital copies and monitor application status. We use these services to confirm every document number and the current owner name.

  • We liaise with the land registry office and registry office desks to resolve issues.
  • We document findings so your file holds clear evidence for transfer.
  • We manage logistics, ensuring the right documents are lodged in sequence.
"Diligent checks reduce risk and help you take possession with confidence."

Special situations and edge cases you should know

Certain transactions need bespoke handling when buyers or properties fall into special categories. We summarise the common edge cases and the steps we take to keep your transfer on track.


Purchasing off‑plan with a floor easement

Floor easement allows purchase while the building is under construction. Your share is recorded during works and upgraded to full title once the occupancy permit is issued.

Registering minors under 18

Minors can be registered as owners. A parent or guardian must attend with the birth certificate and an apostille. Guardianship records appear alongside the ownership to protect the child.

Spousal rights and family annotations

Assets acquired after marriage may attract spousal rights. A family‑home annotation secures a partner’s residence rights even if they are not named on the deed.

Joint ownership and removing hypothecs

Joint ownership clarifies consent and decision‑making among owners. When a mortgage (hypothec) is repaid, we apply to lift the charge so the title deed shows a clean record. This is often completed the same day at the registry.

"Choosing the right type of holding or annotation safeguards your long‑term plans."

Citizenship and residency: when your Tapu helps your status

Purchasing eligible property can open a direct route to national status for some foreign buyers.


Foreign buyers may apply for turkish citizenship after a qualifying purchase of USD 400,000 or more.

Key rules: the buyer must undertake not to sell the asset for three years. During that period you may let the property and receive rental income.

Eligibility and the three-year hold

  • Invest at least USD 400,000 in qualifying properties; the valuation must meet official criteria.
  • Annotate the non‑sale commitment on the title deed turkey record at the Land Registry and Cadastre.
  • The asset remains freehold, preserving standard ownership rights for foreigners.

Application steps and tax

We verify the deed turkey, register the non‑sale annotation and submit citizenship documents via coordinated channels.

StageActionOutcome
EligibilityMeet USD 400,000 thresholdQualification confirmed
CommitmentAnnotate non‑sale for 3 yearsHold recorded on title deeds
SubmissionFile documents with Land RegistryApplication for turkish citizenship
During holdRent out; declare rental taxIncome taxed; compliant filings required
"Freehold ownership gives stability while you pursue status and manage your asset."

UK buyer tips for a smoother Tapu transfer

Remote purchase works well when power of attorney, translations and escrow are coordinated before the final appointment. We arrange UK‑based notarisation and apostilles so your documents are accepted at the registry.


Using notarised translations and power of attorney from the UK

We obtain certified translations that match the name and passport entries exactly. Where needed we prepare a power of attorney so you can complete the transfer without travel.

Co‑ordinating currency exchange and proof of funds

We advise pre‑booking FX and using experienced bank channels. Proof of funds and clear payment timing reduce hold‑ups at registration. Tapu Takas escrow is an effective safeguard: funds release only after the registry records the buyer.

  • We prepare your file for registration and align payment with the appointment.
  • We outline indicative price and closing‑cost schedules so you can budget.
  • We act as your single point of contact, providing timely information and oversight.
"Good preparation in the UK makes the final sale and handover seamless."

Conclusion

Conclusion: The title deed is your core proof of property ownership and a key record for future dealings. With secure title deeds you gain inheritable freehold rights and clear property ownership for estate and lending purposes.

Prepare documents, obtain the appraisal and clear encumbrances. Expect registration at the Land Registry in around two working days once approvals are in place. Budget for the 4% transfer fee and usual ancillary charges; this information helps you plan tax and holding costs.

Choose the right types and structures for land, completed units or off‑plan properties. Use Web‑Tapu and e‑Devlet for ongoing verification and transparent records.

We guide you step‑by‑step through the real estate journey in property turkey and beyond, safeguarding your interests. Contact us on +90 538 025 99 96 or [email protected] for personalised support.

FAQ

What does the Tapu prove and which authority issues it?

The Tapu is the official land registry document proving legal ownership. It is issued and recorded by the General Directorate of Land Registry and Cadastre (Tapu ve Kadastro). The record shows owner name(s), parcel details, property type and any legal encumbrances.

Is ownership in Turkey freehold and are records digital?

Yes, most residential and commercial holdings are freehold, giving owners full title rights. Records are maintained digitally by the land registry, which improves traceability and lets us verify details online via e‑services platforms.

What are the main steps from offer to receiving the Tapu?

The usual path follows: agree terms and price; secure a Turkish tax number; perform due diligence; submit documents to the Land Registry Office; pay fees and taxes; attend signing for transfer. We coordinate each step to reduce risk and delay.

How do we formally agree price and payment method?

Parties typically sign a sales contract (alici‑satici sözleşmesi) outlining price, deposit, completion date and payment method. Payments are normally by bank transfer, with larger sums held in escrow when required for security.

What happens at the Land Registry Office during application?

The registry verifies buyer and seller identities, checks the current record, confirms no prohibitions or mortgages, and prepares the transfer document. Both parties sign before the registrar, who then issues the updated ownership record.

Which documents should buyers bring on the day of transfer?

Buyers need a valid passport, Turkish tax number, and an identity declaration form. If represented, a notarised power of attorney is required. We also recommend bringing proof of funds and any translated documents.

What documents does the seller need to provide?

The seller supplies their ID, the current land registry certificate, proof of no outstanding local charges, and any authorisation if someone signs on their behalf. The registry confirms seller capacity and property status.

What property documents does the registry check?

The office reviews the appraisal report, encumbrance and ownership certificates, and compulsory earthquake insurance (DASK). They also check zoning permission and permitted use to ensure there are no legal restrictions.

When are certified translations and an interpreter required?

Non‑Turkish documents must have sworn translations. A court‑appointed or authorised interpreter is needed at signing if the buyer or seller does not speak Turkish, to ensure the parties understand the transfer.

What fees and taxes apply at registration?

The primary registration fee is a fixed percentage of the declared sale price, typically shared between buyer and seller unless contract states otherwise. Additional costs include appraisal, registry administration charges and notary fees.

What ongoing taxes should owners expect?

Owners pay annual municipal property tax based on assessed value. If the property is rented, rental income may attract income tax. We recommend fiscal planning to budget for these recurring charges.

How should payments be made to keep the transaction secure?

Use bank transfers and retain payment receipts. We advise using escrow services for high‑value purchases so funds are released only after the registry confirms transfer, reducing fraud risk.

What is Tapu Takas (escrow) and how does it work?

Tapu Takas is an escrow mechanism coordinated through the registry or legal escrow provider: funds are held until the transfer completes and then released to the seller. This protects both buyer and seller during registration.

How can we verify a record and check for encumbrances?

The land registry provides an encumbrance certificate showing mortgages, liens or legal limitations. We also use official online portals and e‑government services to cross‑check parcel and owner information.

What should we check regarding permitted use and zoning?

Confirm the property’s permitted use (residential, commercial, agricultural) with the local planning office. Zoning restrictions may limit renovation, rental or future development plans and affect value.

What is the difference between ownership rights and a floor easement?

A property ownership record grants exclusive title to a specific unit. A floor easement (kat irtifaki) is a pre‑completion right often used in off‑plan sales; it becomes full ownership once the building receives its occupancy certificate and the registry updates the record.

How are joint ownership and shared participation recorded?

The registry records all owners and their share percentages. We advise clear contractual arrangements to define rights, responsibilities and exit options for co‑owners to prevent later disputes.

What specific checks apply when buying off‑plan?

Verify developer permits, construction progress, the allocation of floor easements, and whether completion covenants or bank guarantees exist. Ensure the sales contract protects deposits and schedules handover dates.

Can minors hold registered ownership?

Yes, property can be registered in a minor’s name, but the registry and courts may require guardianship approvals. We guide families through the compliance steps to ensure lawful registration and protection of the minor’s interests.

How do spousal rights and family home annotations affect ownership?

Turkish law provides spousal protections and may annotate a property as a family home, affecting sale or transfer without spouse consent. We recommend disclosing marital status and securing necessary consents early.

How is a mortgage (hypothec) removed after repayment?

The lender issues a discharge document; the owner submits it to the land registry to cancel the encumbrance. The registry then updates the record to show clear ownership. We assist with liaising between bank and registry.

What are the rules for property purchases that lead to citizenship?

Foreign investors may qualify for citizenship when purchasing property above the regulatory threshold and meeting hold‑period conditions. The property must be free of encumbrances and comply with the specified minimum value and retention requirements.

Are there restrictions on renting properties bought for citizenship qualification?

Owners can let the property, but for citizenship conditions they must maintain ownership for the mandated hold period and ensure no prohibited encumbrances. We recommend legal counsel to structure rental agreements without jeopardising eligibility.

What should UK buyers arrange before signing in Turkey?

UK buyers should obtain a Turkish tax number, prepare notarised translations and a power of attorney if they cannot attend. Coordinate bank transfers, keep proof of funds, and ensure currency exchange complies with anti‑money‑laundering rules.

How do we coordinate currency exchange and proof of funds?

Use regulated banks or licensed exchange bureaux and retain transaction evidence. The registry and banks may request source‑of‑fund documentation for compliance; we can advise on acceptable paperwork and timing.

How can we contact you for personalised guidance?

We provide hands‑on support through every stage. Contact us on +90 538 025 99 96 or email [email protected] to arrange a consultation and tailored checklist for your purchase.